Student Loan Forgiveness
Every consolidation that we process will be under the William D. Ford Federal Direct Program. This program has loan forgiveness built in to the end of your payment terms. When you have made your payments for the allotted time, any unpaid balance will be forgiven by the Department of Education. There are many different repayment options associated with the William D. Ford Federal Direct Program.

Standard Repayment Plan

Income-Based Repayment Plan

Contingent Repayment Plan

Pay As You Earn Repayment Plan

monthly payment

Disability Discharge
In order to receive loan forgiveness, you must be enrolled in a qualifying repayment plan:
If you make 120 qualifying payments while working full-time in certain public service positions, the remaining balance on your Direct Loans may be forgiven. FFEL Loans or Perkins Loans will not qualify for Public Service Loan Forgiveness.
If you consolidate your FFEL or Perkins loans into a Direct Consolidation Loan, those loans could then become eligible for forgiveness. Just remember, any payments you made on your loans before they were consolidated will not count towards loan forgiveness. And anytime you consolidate a loan you could lose any benefits attached to that original loan, so be sure to evaluate your loan terms before deciding to consolidate.

CONSULTATION
Speak with live person and discover the many repayment options for your Federal Student Loans.

COMPARE PROGRAMS
Learn about all the benefits of each program and which one is best for you and your family.

DOCUMENT PREPARATION
We help you prepare all of your documentation and facilitate a timely submission to the Department of Education.
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EDUCATION ADVISORY GROUP “EAG” is a for-profit business that for a fee assists in compiling, preparing and processing paperwork for people seeking consolidation, restructuring and/or forgiveness of their federal student loans through the U.S. Department of Education’s (“DOE”) programs. · EAG is not affiliated with and has no special relationship with the DOE or any other academic or governmental entity. · This site and is not affiliated with or endorsed by the DOE, and the content or any information posted on this site is not endorsed by and does not reflect the views of the DOE. · You can apply for loan consolidation or alternative repayment programs on your own without paid assistance through the DOE at Studentloans.gov. EAG is not a loan servicer and does not renegotiate, settle, or in any way alter the terms of any payment or debt.